Legal compliance.
BDB's proven history as a trusted partner in EFT payments spans more than 30 years. The company is a Registered Third Party Payment Provider in terms of the National Payment System Act (78 of 1998); and a B-BBEE Level 2 Contributor (125%). BDB falls under the oversight of the South African Reserve Bank and has to comply with the rules of the relevant Payment Clearing Houses that deal interalia with technical as well as customer protection requirements.

BDB Data, as part of MBD Credit Solutions, offers enhanced levels of customer funds security through extensive insurance cover, premiums paid annually in advance.

Systems physical security.
• SSL 128 bit encryption technology.
• Segregation of roles.
• Managed allocation of rights for each particular user within a role.
• The management and validation of maximum transaction limits at an
   item and aggregate level.
• Automatic CDV (Check Digit Verification) to confirm the validity of bank
   account and bank branch codes.
• Variable action / processing dates with full audit trail.
• Comprehensive event logging and audit logging.
• The production of SMS and/or email alerts to key personnel for activities
   that have been configured as high risk.